Who are we?

Capital Trust Ltd

It’s been 30 years since the economic reforms in India…

…and yet, the 48 million MSMEs (micro, small and medium enterprises) who form the heart of Entrepreneurial India are still largely bypassed by traditional banking mechanisms.

These MSMEs represent the ‘missing middle’ segment that is un-catered by financial lenders who either prefer the top of the pyramid or the bottom. These MSMEs are the growth engines of the economy employing over 111.4 million people, contributing 37.5% to the country’s GDP, 45% to the total manufacturing output and 40% to the country’s exports. Not only is the Indian growth story fabricated around the triumphs of millions of MSMEs, but it is these MSMEs who will propel India’s progress and prosperity in the coming years

At Capital Trust, we focus on financing the dreams and aspirations of these entrepreneurial millions…by EMPOWERING ENTERPRISES. ENRICHING LIVES

2500Cr
Disbursed
10
States
68
District
251
Branches
165000
Satisfied Clients
1805
Happy Employees

As on 31st December 2019

What We Do?

Financing with a Tech-Touch Balance

Though MSMEs are the pillars of the country’s economy, their access to organized credit is limited. By providing income generating business loans to these uncatered MSMEs, Capital Trust strives to be the PILLAR TO THESE PILLARS.

Our Products

CAPITAL RURAL LOAN

MICROFINANCE LOAN

Capital Magic Loan

Rs. 30,000 loan with a tenure of 12 months

Micro Business Loan

Rs. 60,000 loan with a tenure of 24 months

MICROFINANCE LOAN

Loans from 20K, 25K and 30K with a tenure of 27.5 months.

How We Work?

Merging New-Age Fintech With Traditional Lending

When catering to the rural population in Tier 3,4,5 cities, Capital Trust believes that neither only fintech nor only brick-and-mortar financing is the answer. It has to be the perfect mix of both.

Through its unique amalgamation of the “new” and the “old” Capital Trust is able to provide proprietary fintech with doorstep client servicing. The company relies on big data analysis through machine learning and artificial intelligence but entrusts its 2,000 employees to physically collect cash in times of non-clearance of NACH.

Direct Sourcing

Feet On Street

Physical Cash Flow Verification

Brick and Mortar Approach

Digital on-boarding through QR scan and bureau check

Algorithmic disbursement and credit rule engine

Use of disbursement and credit engine

 Client facing mobile application

OUR PARTNERS