Use of Technology for faster, confidential, transparent and better enhancement of credit profile with low risk and better returns
Automated credit (credit bureau checks and preset algorithms) supplemented with traditional safeguards of branch banking (physical verification of residence, business premise and cash flow analysis)
Use of advanced statistical models and predictive analysis before sanctioning a loan and after for performance evaluation
Facilitating financial inclusion of the underserved in rural India by merging best practices of fintech and traditional financing, Capital Trustpioneers the DIGITALIZATION OF THE RURAL FINANCING MODEL. While maintaining the robustness of a decade-old disciplined lending model, we supplement it with advanced technologies to create a one-of-a-kind business that caters to clients who may be excluded from mainstream finance.
As we continue to address the growing capital needs of the underserved markets of Tier 3 / 4 / 5 cities, we have reached a tipping-point in our digital transformation journey, propelling us into the next phase of growth to help us serve more customers, better…