Pioneer in Cashless Products
- First Rural NBFC with Cashless Disbursement in 2015
- First Rural NBFC with Cashless Collection in 2018
- First Rural NBFC with Fully Cashless Product in 2018
Capital Trust supplants automated credit analysis with physical cash flow analysis of every potential client’s business before sanctioning of any loan. A number of financial and non-financial parameters are used to help the company asses the willingness and ability of the client to pay.
Code Scanning of Aadhaar By Field Team QR
Automated Credit Bureau Check
Algorithmic Credit Rule Engine
Physical Verification by Field Credit Team
Telephonic Verification by HO Credit Team
Capital Trust uses state of art technology to ensure the client has a seamless experience and the staff has all the information he could want with the push of a fingertip. The company’s IT platform has created a secure and robust system that increases operational efficiency and reduces operational cost.
Cashless Disbursement & Collection
Automation of Daily Cash Book Through Digital Receipts
Staff Empowered with Company App
Automated Client On- Boarding Through App
Capital Trust uses big data analysis and has successfully developed an analytics model that helps the company understand client creditworthiness before sanctioning of a loan. Having created a unique credit decisioning engine with great data analytics, Capital Trust spearheads technological advancements in rural lending.