Pioneers in Rural Financing

Proactive rather Reactive

Capital Trust is emerging as Thought and Innovation leaders capturing the changing rural landscape

Time_story

2015
2015

Decision to go 100% Cashless Disbursements

Decision to go 100% Cashless Disbursements
(First in rural industry)

2016
2016

Launch of Capital Sales smartphone app

Launch of Capital Sales smartphone app with real-time information at staff fingertips
(First in rural industry)

2017
2017

Geo-Tagged Digital Receipts

Issuance of Geo-Tagged Digital Receipts rather than physical passbook signing
(First in rural industry)

2018
2018

Client-facing Capital Connect smartphone app

Launch of client-facing Capital Connect smartphone app
(First in rural industry)

2019
2019

Cashless Collection as first mode of payment

Decision to go 100% Cashless Collection as first mode of payment (First in rural industry)

2019

paperless processes: no physical signature required from sourcing to disbursement

Start of 100% paperless processes: no physical signature required from sourcing to disbursement
(First in rural industry)

2020
2020

AI Enabled Physical Visit Engine

Introduction of AI Enabled Physical Visit Engine (automated income input analysing client industry, sales and margin)

2020

AI Enabled Credit Engine

Incorporation of AI Enabled Credit Engine (automated decision making with credit scoring of borrower. Done on Income, Credit History and Debt servicing capacity)

2021
2021

AI Enabled Geo-Tagged Client Route Mapping

Launch of AI Enabled Geo-Tagged Client Route Mapping for increased operational efficiency

2022
2022

RURAL DOORSTEP-FINTECH COMPANY

RURAL
DOORSTEP-FINTECH
COMPANY