Capital Trust is emerging as Thought and Innovation leaders capturing the changing rural landscape
Decision to go 100% Cashless Disbursements
(First in rural industry)
Launch of Capital Sales smartphone app with real-time information at staff fingertips
(First in rural industry)
Issuance of Geo-Tagged Digital Receipts rather than physical passbook signing
(First in rural industry)
Launch of client-facing Capital Connect smartphone app
(First in rural industry)
Decision to go 100% Cashless Collection as first mode of payment (First in rural industry)
Start of 100% paperless processes: no physical signature required from sourcing to disbursement
(First in rural industry)
Introduction of AI Enabled Physical Visit Engine (automated income input analysing client industry, sales and margin)
Incorporation of AI Enabled Credit Engine (automated decision making with credit scoring of borrower. Done on Income, Credit History and Debt servicing capacity)
Launch of AI Enabled Geo-Tagged Client Route Mapping for increased operational efficiency
